If I have already met my deductible for the calendar year with another GAP plan, will I have to pay another deductible on a new GAP plan?

If an employee has already met their deductible with an existing GAP plan or their major medical plan, they will stay have to pay a deductible if it is a new GAP plan. The deductible on a GAP plan will start on the effective date of the GAP plan the first year. After the first year, it will reset as a calendar year deductible.